Transferring pension
It’s possible to transfer the pension you have accrued at another employer. This is called a transfer of the capital.
- Transfer of the capital may benefit your pension.
- There is no obligation to accept the offer.
- Requesting an offer only takes a few minutes.
Transfers may take longer due to the transition to the new pension rules
Transfer of the capital will still be available after the transition to the new rules. However, during the transition period, the process may take longer than usual. PME plans to transition to the new rules on 1 January 2027.
How long does the completion of a transfer of the capital take? That depends on your personal situation:
- Your previous pension fund hasn’t transitioned to the new rules yet
We can process your transfer request without any delays. - Your previous pension fund has already transitioned to the new rules
You can submit a transfer request, but we cannot process it yet. This will only be possible once PME has also transitioned to the new rules.
If the transfer involves a pension held with an insurance company, we can process your request without any delays.
More information
It is possible to transfer the pension you have accrued via another employer to PME. This is called transfer of the capital. Login with your DigiD and request an offer for transfer of the capital.
Whether or not transfer of the capital is of benefit to you depends on the characteristics of the pension scheme in question. For instance:
- What is the financial situation of a pension fund? Could your pension be increased or cut?
- What are your options? For example: at what age can you retire?
- Are your partner and children entitled to partner pension and orphan's pension upon your death?
- What are the risks? For example: do you run a personal investment risk or is the risk shared by all the participants?
Requesting an offer for pension value transfer only takes a few minutes.
- Login to request transfer of the capital online.
- Choose the pension fund or insurance company where you accrued the pension to be transferred.
- Submit your request.
We will send a free offer for you to consider. It is up to you to decide if you want to go ahead with the transfer. Both the offer and the transfer of the capital are free of charge.
Yes, this is possible if the conditions imposed by the government and PME are met. You need the form for transfer of the capital (pdf) for this.