Skip to main content

Marriage and cohabitation

Even though it is not necessary to register your partner with us when you get married in the Netherlands, you do need to notify us when you start living together. And always check how much survivor's pension your partner will get.

Marriage or registered partnership: no action needed

It is not necessary to register your partner with us when you are married or in a registered partnership. In case of your death, we will check whether or not you had a partner. He or she will automatically be notified by us.

Cohabitation agreement: register your partner

When you live together with a partner, we are not automatically notified by your municipality. Please send us a copy of the following 3 pages from your cohabitation agreement:

  • the first page that lists your names
  • the page where the mutual duty of care is mentioned
  • the final page with the signatures and notarized stamp.

Abroad: please register your partner with us

If you get married abroad, we are not automatically informed by your municipality. Please send us a copy of your marriage certificate as well as of your partner's passport or ID card.

How much survivor's pension for your partner?

If you pass away while or after accruing pension with us, your partner gets survivor's pension, so-called partner pension. Your partner is the person you are married or in a registered partnership with, or with whom you have a cohabitation agreement. Log in to find out how much survivor's pension your partner will get.

You can take out additional partner pension insurance

You can take out additional survivor's pension insurance for your partner. Upon your death, your partner will get extra money until he or she receives AOW.

If you need more information before you make your choice, please contact us. We’ll be happy to help. 

Cohabitation or marriage after your pension date: no partner pension

If you start living together, get married or enter into a registered partnership after your pension date, your new partner will not receive a partner pension. If you do not have a partner on your pension date, you can replace your partner pension with a higher old-age pension for yourself.