When you decide to work more hours or fewer hours, the amount of pension you build up changes, depending on your situation.
Working more or less: pension accrual changes
The amount of pension you accrue depends on the salary your earn. So if you choose to work fewer hours or more hours, both your salary and your pension accrual change.
- Working less: you usually earn less salary and build up less pension.
- Working more: you usually earn more salary and accrue more pension.
Generation pact: working less, full pension accrual
The Generation Pact Metalektro offers the possbility to work less and reach your pension while remaining healthy and fit. Your pension accrual does continue fully. Do you want to know more? Ask your employer or go to the website about the Generation Pact (in Dutch).
Early Retirement Scheme (RVU)
If you have a physically demanding job in the Metalektro sector and want to retire early, the Early Retirement Scheme (RVU) may be of interest to you. Check out the possibilities and conditions (in Dutch).
Unpaid leave: pension accrual changes
If you take unpaid leave, your pension accrual changes accordingly.
- You accrue pension for the hours you carry on working.
- You do not accrue pension for the hours you do not work.
You can, however, continue to accrue pension from your hours of leave in case of study leave, career leave or a sabbatical. Discuss it with your employer. Your employer can make you pay the pension contributions for the leave hours.
Pregnancy leave: nothing changes
Taking pregnancy leave does not affect your pension accrual. This also applies to childbirth leave.
- You continue to accrue pension.
- No action is required.
Maternity leave: nothing changes
If you are on leave after the birth of your child, your pension remains unaffected. This also applies to additional maternity leave. No action is necessary.
Parental leave: impact on your pension accrual
If you take parental leave, you can choose whether or not you want to accrue pension from your parental leave hours.
- We pay half of the pension contributions for your parental leave hours (up to a maximum salary of 81,010 euros (2022)). We charge your employer with the other half. The employer can make you pay the pension contributions for the leave hours.
- Discuss with your employer if you want to accrue pension from your parental leave hours. Your employer informs us of your choice. No action on your part is required.
- If you become disabled in the first 18 months of your leave, your occupational disability is covered, even if you choose not to accrue pension from your parental leave hours.
- If you pass away in the first 18 months of your leave, your partner gets survivor's pension, even if you choose not to accrue pension from your parental leave hours.