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Pension at your own cost

If you become self-employed or become unemployed long-term, you do not build up a pension. You can carry on accruing pension with us at your own cost.

Make arrangements on time: apply within 1 year

Do you want to use your own money to continue accruing pension with us? Apply within 1 year of ending your job by using the Pension accrual at your own cost form (pdf).

How long can you accrue pension at your own cost?

  • You can carry on accruing pension at your own cost for 3 years.
  • If you become self-employed, you can carry on accruing pension at your own cost for 10 years. 

You pay all of the pension contributions

You pay all of the contributions towards your pension accrual yourself, including the part previously paid by your employer.

  • The amount of contributions you must pay depends on the salary you earned before you left your job. We calculate the contributions based on your last-earned salary.
  • The pension contributions you pay are tax deductible. If you have any questions it is best to contact the Dutch Tax and Customs Administration

Conditions for accruing pension at your own cost 

You can carry on accruing a pension with us at your own cost if:

  • you are 65 or younger
  • you are not participating in another pension scheme, and
  • the voluntary continuation starts immediately after ending your job in the metal and technology sector.

More information