Basic pension scheme
You are seeking further information about the pension scheme for your employees. Read on to find out what arrangements we have made for your employees under our basic pension scheme. Would you like to know more? If so, please take a look at Pension 1-2-3.
The scheme in brief
Employees start saving for their retirement from the age of 18. Employees choose the date on which they wish to start receiving their pension. We state the pension at the age at which your employee will receive statutory old-age pension. We do this because most people choose to start receiving their statutory old-age pension at the same time as their occupational pension.
If your employee dies while contributing to the scheme, their partner can receive a partner’s pension for as long as they live. Children are eligible for a survivor’s pension. Your employee also has the option to insure a temporary supplementary partner’s pension (Anw-hiaatpensioen).
In the event of incapacity for work exceeding 35%, the employee may be eligible to accrue pension without paying contributions. We pay pension contributions for the period during which your employee is unable to work. How much we pay depends on the percentage of your employee’s incapacity for work.
Your employees will accrue standard pension benefits under our basic pension scheme. You can also offer your employees supplementary pension schemes:
Would you like to know more? If so, please take a look at Pensioen 1-2-3.
Pension 1-2-3 provides a summary of your pension scheme. It lets your employees know what they will and will not receive under our pension scheme. Pension 1-2-3 consists of three tiers.